Fully managed airtime and data advance platform for MNOs and MVNOs. When a subscriber runs out of balance, AirVantage offers instant credit — repaid from the next recharge. No CAPEX. Revenue-share model. The operator earns fee revenue and retains the call, SMS, and data traffic that would otherwise be lost.
MNOs and MVNOs that monetise zero-balance moments with BroadNet
No CAPEX, sub-second decisions, daily settlement, 24/7 operations — the commercial and operational shape of AirVantage at a glance.
Fully managed service. BroadNet invests in platform and operations.
Sub-second eligibility, scoring and offer construction.
Transparent ledger, the operator's call.
Operator team focuses on policy and customers, not on platform ops.
OCS event, behavioural scoring, channel push, credit application, recharge settlement — five hops between zero balance and a connected subscriber on a settled ledger.
OCS / IN raises a low-balance or zero-balance event. Eligibility checked against operator policy and per-segment limits.
Many behavioural variables — tenure, ARPU, recharge cadence, usage mix, prior repayment — combine into a per-subscriber risk score and limit.
USSD menu, IVR interception, SMS push, or self-care app — whichever the subscriber is on. Language and amounts localised per market.
On accept, credit applied to the OCS account via Diameter or INAP. Session resumes without interruption.
Next recharge intercepted; advance + fee deducted automatically; remaining balance applied. Settled to operator on agreed cadence.
OCS / IN raises a low-balance or zero-balance event. Eligibility checked against operator policy and per-segment limits.
Many behavioural variables — tenure, ARPU, recharge cadence, usage mix, prior repayment — combine into a per-subscriber risk score and limit.
USSD menu, IVR interception, SMS push, or self-care app — whichever the subscriber is on. Language and amounts localised per market.
On accept, credit applied to the OCS account via Diameter or INAP. Session resumes without interruption.
Next recharge intercepted; advance + fee deducted automatically; remaining balance applied. Settled to operator on agreed cadence.
Four reasons MNOs and MVNOs hand the zero-balance moment to BroadNet rather than build it in-house.
We hold our own SMPP and SS7 binds with destination operators in 86 countries, and every other route is a labelled partner route. No grey routes, no surprise re-routing, no opaque price markups in the middle.
Operating since 2003, headquartered in Dubai. We carry 300M+ application-to-person messages a day for banks, governments, airlines, and the platforms that power the modern internet.
Local presence across the Middle East and North Africa, plus pan-African, South Asian, and South-East Asian operator relationships that make global rollouts feel like a single market.
ISO 27001 / 9001 / 22301, SOC 2 Type II, GSMA Associate Member, HIPAA-aligned, GDPR-aligned. Sender-ID registrations handled by an in-region compliance team in every regulated market.
Four-pillar value
Customers stay connected at the moment they would otherwise be cut off. Calls complete, sessions continue, OTPs arrive. Frustration becomes a positive interaction with the operator brand.
Service-fee revenue on every advance creates a new income stream. Recharge frequency and basket size lift among advance users. Previously-lost airtime / data revenue is retained.
Credit risk is shared between BroadNet and — where regulation requires — licensed financial partners, in the operator's preferred commercial model. Dynamic limits and segmentation hold bad debt to industry-benchmark levels.
Single front-end partner — BroadNet handles platform, operations, financial-partner relationships, regulatory alignment. The operator engages one team for the full lifecycle.
Product catalogue
Each product runs on the same scoring, limit, settlement and operations rails. Operators activate the catalogue that matches their market and regulator perimeter.
Instant top-up for voice and SMS when balance is exhausted. Denominations governed by scoring; repaid automatically on next recharge.
Emergency data bundles — daily, weekly, monthly — when the active bundle is depleted. Activated immediately on accept.
Credit to mobile money wallets where local regulation permits. Settled on next wallet top-up or recharge.
Electricity or water bill payment credit, in pilot markets and within regulatory perimeter. Operator-by-operator scope.
Credit lines for distribution partners to buy inventory. Daily settlement against agent recharge or replenishment cycles.
Behavioural scoring
Prepaid credit risk does not look like postpaid or traditional lending — there are no credit bureaus, no formal income, no collateral. The scoring engine uses many behavioural signals telecom operators already collect: tenure, ARPU, recharge cadence, usage mix, and prior repayment behaviour, among others. Specific weights and thresholds are confidential to the operator and tuned per market.
Tier definitions and score bands are tuned per operator and per market; the table above is illustrative.
OCS / IN integration
AirVantage integrates directly with the Online Charging System and Intelligent Network via Diameter or INAP for real-time balance queries, credit application, and reconciliation. USSD gateway, SMSC, and IVR handle subscriber interaction. CRM and recharge platforms close the loop.
Commercial model
BroadNet invests in the platform, the operations, and the financial- partner relationships. The operator allocates traffic-routing policy and customer-experience standards. Commercial split, risk allocation, and bad-debt envelope are scoped in the commercial brief.
BroadNet builds, deploys, and operates the platform. No hardware procurement, no staffing build-out, no platform-licensing line item for the operator.
BroadNet and — where regulation requires — licensed financial partners carry the credit risk. Operator-carry, hybrid, and per-segment risk-share models also supported.
Operator picks the cadence. Transparent ledger, attributable per-advance reporting, integrated into the operator's existing finance reconciliation flow.
Deployment phases
BroadNet runs project management end-to-end; the operator team reviews and signs off at each phase boundary. Timelines vary by environment complexity and the regulatory perimeter in the launch market.
Workshop with operator network, IT, commercial and regulatory teams. Scope: segments, product catalogue, channels, integration points. Commercial model finalisation.
Platform configuration, OCS / IN connectivity, USSD / SMSC / IVR integration, security review. Joint integration testing with operator engineering.
Controlled-segment UAT against real traffic. Tune limits, offers, messaging. Monitor KPIs: approval rate, usage rate, repayment rate.
Scale to the full eligible base. Awareness marketing. Steady-state operations, monthly business reviews, continuous optimisation.
Audit-ready, regulator-recognised, deployable inside the operator's risk and compliance perimeter.
Pair with
Subscriber lifecycle and SIM provisioning — complements AirVantage on the subscriber-management side.
Learn moreCarrier-grade messaging core. AirVantage uses SMSC for subscriber notifications and confirmations.
Learn moreReal-time monitoring of AirVantage flows, latencies and KPI dashboards across the operator's wider platform stack.
Learn moreTariff and pricing automation — adjacent commercial tooling for offers, denominations and fee structures.
Learn moreAirVantage is BroadNet's fully managed airtime and data advance platform for prepaid and hybrid subscribers. When a customer hits zero balance, AirVantage offers an instant advance — repaid automatically on the next recharge. The operator earns a service-fee revenue stream, retains traffic that would otherwise be lost, and improves subscriber experience at a moment of friction.
Every zero-balance moment is unmonetised — voice, SMS, and data sessions that would have happened simply do not. AirVantage converts those moments into fee revenue, lifts recharge frequency and basket size among advance users, and reduces churn driven by connectivity gaps. It is the commercial wrapper for an event that is currently pure loss.
Multiple models are supported: a BroadNet-and-financial-partner risk-share (operator carries no default exposure, receives a share of service-fee revenue), an operator-carry model (operator carries risk, BroadNet receives a platform fee), and hybrid splits by customer segment. The model is finalised in the commercial brief based on the operator's preferred risk-allocation and regulatory perimeter.
Airtime advance for voice and SMS top-ups, data advance for emergency daily / weekly / monthly bundles, mobile-wallet advances where regulation permits, utility advances (electricity / water bills) in pilot markets, and agent / reseller credit lines for distribution partners. Operators activate the catalogue that fits their market and regulator scope.
Prepaid credit risk is fundamentally different from postpaid lending — there are no bureaus, no formal income, no collateral. The platform uses behavioural data the operator already collects: tenure, ARPU, recharge cadence, balance behaviour, prior repayment, and usage mix. Initial limits are set per segment and adjusted per-subscriber based on repayment behaviour. Specific weights and thresholds are tuned per operator and per market.
USSD with dynamic, eligibility-aware menus localised per market. Self-care app and web. IVR interception when a call attempt hits insufficient balance. SMS for proactive offers, approvals, and repayment notifications. All four operate as a single coherent journey from the subscriber's perspective.
OCS / IN integration via Diameter, INAP, or vendor API for balance, credit, and reconciliation. USSD gateway via MAP / USSD. SMSC via SMPP / HTTP. Recharge platform via API or DB sync for automatic settlement. Optional CRM integration for customer-care workflows. BroadNet handles the integration as part of the managed service — operator engineering reviews and signs off.
Four phases — discovery and design, build and integration, UAT and soft launch, commercial rollout. BroadNet runs project management end-to-end; the operator signs off at each phase boundary. Timeline depends on environment complexity, OCS / IN access, and regulatory perimeter in the launch market — typically several months from kickoff to full rollout.
Question not here? Ask our engineering team
The same platform that carries 300M+ messages a day, available as building blocks for your stack.
Bring your prepaid team, your network architect, and a regulatory contact. We will walk the OCS / IN integration with your network team and scope a pilot — no CAPEX, revenue-share from day one.
